It is possible to be a millionaire by the time you retire at age 65–if you start early.

In your 20’s you need to start saving a percentage of your income.  It is suggested that you save 20% of your paycheck.

In your 30’s they say live below your means.  This is the decade where life gets more expensive as most people get married, have kids, buy a home.  They say to resist living a lifestyle you can’t afford.

In your 40’s focus on growing your income for retirement.

In your 50’s stay on track for your retirement and don’t let your children derail it.

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